Stellar (XLM) Price

$0.28

Stellar (XLM) Price Today

The live price of Stellar is $0.28 USD. In the past 24 hours, the trading volume of Stellar was $172.2M USD, with a change of -1.81%. The current live price of Stellar has changed by -5.24% from its 7-day high of $0.29 USD and by +8.59% from its 7-day low of $0.25 USD. With a circulating supply of $50,001,786,892.82 XLM, the market cap of Stellar is currently $8.7B USD, marking a -1.00% change in the last 24 hours. Stellar currently ranks 14 by market capitalization.

Stellar (XLM) Market Data

Market Cap

$8.6B

24h Volume

$172.2M

Circulating Supply

50B XLM

Maximum Supply

50B XLM

Fully Diluted Market Cap

$14B

Liquidity Indicator

1.98%

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About Stellar (XLM)

What Is Stellar (XLM) and How Does It Work?

Stellar (XLM) is a decentralized, open-source blockchain network launched in 2014 by Jed McCaleb and Joyce Kim that’s designed to enable fast, low-cost cross-border payments and asset issuance. It uses the Stellar Consensus Protocol (SCP), a federated Byzantine agreement system, where trusted validator nodes reach consensus every 2–5 seconds, achieving finality with network fees typically under 0.00001 XLM per transaction.

Lumens (XLM) are the network’s native asset, required to pay transaction fees, maintain minimum account balances, and act as a bridge currency in multi-asset transfers. Beyond payments, Stellar supports issuing and trading custom tokens pegged to fiat or other assets and offers “path payments” that automatically find the most efficient on-chain route to convert between currencies.

Who Founded Stellar and When Was It Launched?

Stellar was co-founded by Jed McCaleb (the creator of Mt. Gox and co-founder of Ripple) and former attorney Joyce Kim under the nonprofit Stellar Development Foundation, with backing from Stripe’s $3 million seed investment. The network officially went live on July 31, 2014, launching with an initial supply of 100 billion lumens (XLM) and a mission to enable fast, low-cost cross-border payments.

What Are the Main Use Cases of XLM Coin?

XLM is the native cryptocurrency of the Stellar network and has the following use cases:

1. Cross-Border Payments & Remittances: Stellar enables near-instant, low-cost transfers (finality in 2–5 seconds; fees ≪0.00001 XLM) for global payroll, supplier invoices, on-chain remittances and more.

2. Asset Issuance & Tokenization: Organizations can mint and manage digital representations of fiat currencies (e.g., USDC, EURC) or real-world assets, leveraging built-in compliance tools and anchors for seamless on/off-ramp liquidity.

3. Path Payments & Liquidity Routing: XLM acts as an automatic bridge currency in “path payments,” finding the most efficient on-chain route to swap between any two assets in a single transaction.

4. Decentralized Finance & Programmability: Developers build DEXs, lending protocols, and custom payment flows—soon augmented by Soroban smart contracts—to unlock DeFi use cases on Stellar’s scalable SCP network.

To trade XLM on BingX, simply log in, go to the Spot section, search for the XLM/USDT (or XLM/BTC) trading pair, enter the amount you wish to buy or sell, and choose between a Market order for immediate execution or a Limit order at your target price. Your filled orders and updated XLM balance will appear instantly under “Trades” in your account dashboard.

What Is Stellar (XLM) Tokenomics?

100 billion XLM were created at Stellar’s launch in July 2014. An on-chain inflation rate of 1% annually ran until a community vote disabled it in October 2019. In November 2019, the Stellar Development Foundation burned 55.5 billion XLM, reducing the total supply to 50 billion and permanently ending inflation.

As of April 2025, the max (and total) supply stands at 50,001,806,812 XLM, with 30,859,734,467 XLM in active circulation (61.7 % of total). 19,142,072,345 XLM (38.3 % of total) remains out of circulation, held in reserve to fund network development, ecosystem grants, and strategic partnerships under the Stellar Development Foundation’s public mandate.

Foundation reserves are earmarked for direct development (operations, R&D), ecosystem support (grants, anchor-onboarding), use-case investments, and user acquisition. Detailed wallet balances and quarterly allocations are published by SDF. With inflation turned off and the post-burn supply fixed at 50 billion XLM, no further XLM will be created.

How Is Stellar (XLM) Different From Ripple (XRP)?

Stellar and Ripple share a common lineage—both were co-founded by Jed McCaleb, but they diverge sharply in mission, governance, and target users. Ripple Labs is a for-profit company whose XRP token and network were designed primarily to serve large financial institutions and payment providers, offering on-demand liquidity and SWIFT-alternative settlement rails. In contrast, the Stellar Development Foundation is a non-profit focused on financial inclusion for individuals and small businesses, especially in underbanked regions; its open-source network lets anyone issue assets, send remittances, or tap into decentralized finance without corporate gatekeeping.

Under the hood, Stellar uses the Stellar Consensus Protocol (SCP)—a federated Byzantine agreement model where each validator picks its own quorum slices, enabling open membership, low fees, and 2–5 second finality without energy-intensive mining. Ripple’s XRP Ledger relies on the Ripple Protocol Consensus Algorithm (RPCA), in which transactions are validated by a trusted subset of nodes (the Unique Node List) that Ripple Labs helps curate, yielding similarly fast confirmations but with a more centralized validator set.

Tokenomics also differ: Stellar burned over half of its original 100 billion XLM in 2019 to fix supply at 50 billion, with no further inflation, whereas 100 billion XRP were pre-minted at launch and remain largely held in escrow by Ripple Labs, with scheduled monthly releases to fund development and liquidity services.

Does Stellar Support Staking or Earning Rewards with XLM?

Stellar does not support on-chain staking or native reward issuance: its Stellar Consensus Protocol (SCP) is a federated Byzantine agreement model rather than proof-of-stake, and the network’s 1 % annual inflation mechanism was disabled by community vote in October 2019—so there are no built-in XLM emissions or staking rewards.

However, you can still earn passive income on your XLM through third-party platforms—such as centralized exchanges’ “earn” products, DeFi lending protocols, or liquidity pools—that offer interest or yield-bearing programs. These returns come from off-chain strategies (e.g., lending, algorithmic trading, collateralized loans), not from the Stellar network itself.

Which Wallets Support Stellar (XLM)?

Stellar’s native token (XLM) is supported by a wide range of software wallets across desktop, mobile, and web platforms. LOBSTR stands out with its user-friendly hybrid model, offering two-factor authentication, multisig security, price tracking, and direct access to Stellar’s built-in DEX. Solar Wallet (by SatoshiPay) provides an open-source option with multi-signature support and anchor integrations, while Freighter lets you securely sign transactions via a browser extension and interact with Stellar dApps. For direct on-chain trading, StellarTerm offers a non-custodial web interface, and multi-chain wallets like Trust Wallet, Atomic Wallet, Exodus, and Guarda each support XLM alongside dozens of other assets, with in-app swaps, portfolio views, and staking features for added convenience .

For maximum security, hardware wallets such as Ledger Nano S/X and Trezor One/Model T can hold your XLM offline, integrating with StellarTerm or other desktop clients to sign transactions safely, and SafePal’s hardware offerings combine cold-storage protection with mobile-app ease of use. If you prefer not to manage private keys directly, custodial wallets on exchanges like BingX also allow you to trade and store XLM, though the exchange retains control of your keys.

How Is the Stellar Network Secured?

Stellar secures its ledger through the Stellar Consensus Protocol (SCP), a federated Byzantine agreement system that replaces energy-intensive mining with a flexible web of trust. Each validator node selects its own quorum slices—sets of other nodes it trusts, to vote on transaction batches. Consensus is reached in just 2–5 seconds, with overlapping quorum slices ensuring network-wide agreement, preventing forks and double-spends without relying on any central authority.

On the transaction level, Stellar uses ed25519 digital signatures to authenticate every operation: each transaction envelope must be signed by authorized keys, and accounts can configure multi-signature thresholds, time bounds, and sequence-number checks to guard against replay attacks and unauthorized spending. A tiny base fee (≪ 0.00001 XLM) per transaction also deters spam, while validator operators often employ hardware security modules (HSMs) or smart-wallet passkeys for added key-management safety. Together, these cryptographic and protocol-level measures give Stellar a high-throughput, low-cost network that remains robust against both accidental faults and malicious actors.

How Fast Are Transactions on the Stellar Network?

Transactions on Stellar settle in just 2–5 seconds, with most transactions achieving finality in under 6 seconds thanks to the Stellar Consensus Protocol’s fast ledger closes. Under its current configuration (50 transactions per ledger with up to 100 operations each), Stellar handles around 200 TPS in practice and can process up to 1,000 operations per second, with Pull Mode and upcoming protocol upgrades poised to boost capacity even further.

What Are the Transaction Fees on Stellar Blockchain?

Stellar charges a small, dynamic fee per operation—set by network validators—to prevent spam and prioritize transactions. The network minimum base fee is currently 100 stroops (0.00001 XLM) per operation; when ledger capacity is exceeded, Stellar enters surge‐pricing mode and transactions offering higher base‐fee bids are prioritized, though each included transaction pays only the lowest fee needed for inclusion. Fees are deducted from the source account unless a fee‐bump transaction specifies otherwise. Under normal network load, most operations incur just the minimum fee, translating to an average cost of roughly $0.000005 per operation, ensuring security and spam resistance without burdening users.

Information source

Official Website

Whitepaper

Stellar (XLM) Price Converter

XLM to USD

1 XLM = $ 0.28

XLM to VND

1 XLM = ₫ 7,318.68

XLM to EUR

1 XLM = € 0.24

XLM to TWD

1 XLM = NT$ 9.07

XLM to IDR

1 XLM = Rp 4,715.31

XLM to PLN

1 XLM = zł 1.05

XLM to UZS

1 XLM = so'm 3,631.20

XLM to JPY

1 XLM = ￥ 40.16

XLM to RUB

1 XLM = ₽ 23.01

XLM to TRY

1 XLM = ₺ 10.81

XLM to THB

1 XLM = ฿ 9.39

XLM to UAH

1 XLM = ₴ 11.68

XLM to SAR

1 XLM = ر.س 1.05

Stellar Price Converter

How to Buy Stellar (XLM)

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How to Buy XLM Guide

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By accessing and using this platform, you agree to comply with our Terms of Use.

For more detailed information, please refer to our Risk Disclosure Statement.