Usual (USUAL) Price

Usual is a fiat-backed stablecoin protocol that plans to launch USD0, a permissionless and fully compliant stablecoin backed 1:1 by real-world assets (RWAs), and USUAL, a governance token that allows the community to guide the future evolution of the network. Usual addresses current stablecoin market issues by redistributing profits to the community, rewarding token holders with real yields generated by the RWAs.

What is Usual?

Usual is a decentralized fiat stablecoin issuer designed to redistribute ownership and governance through its governance token, $USUAL. At its core, Usual bridges Real-World Assets (RWAs) and decentralized finance (DeFi) to create USD0, a stablecoin that is 100% backed by secure, short-term, and liquid assets. This innovative approach eliminates exposure to traditional banking risks, prioritizing transparency, composability, and decentralization.

Through its governance token, Usual empowers its community to control the protocol's treasury, risk management, and revenue distribution. This transforms traditional stablecoin models by giving users both yield and growth opportunities, ensuring alignment of incentives and decentralized control.

How Does Usual Work?

Usual's ecosystem is built around three interconnected tokens:

USD0: A fully backed fiat stablecoin, ensuring stability and transparency while avoiding exposure to banks or counterparty risks.

USD0++: A liquid staking token that redistributes protocol rewards as $USUAL tokens.

$USUAL: A governance token that represents ownership and access to the protocol's revenues, fostering ecosystem growth.

Key Features of Usual:

Decentralized Governance: $USUAL token holders control the protocol, influencing decisions on collateral, risk policies, and liquidity incentives.

Revenue Sharing: 100% of protocol revenues are channeled into the treasury, with 90% distributed to the community via governance tokens.

Bankruptcy Remote: By backing USD0 with short-term liquid assets instead of traditional banking reserves, Usual ensures financial security and eliminates risks tied to the fractional reserve system.

• Incentivized Growth: Contributors to the ecosystem are rewarded with $USUAL tokens, creating a cycle of growth and engagement.

Usual Founding Team

Usual is driven by a forward-thinking team with a clear mission: to rebuild the stablecoin model with decentralization, transparency, and user empowerment at its heart. The team's expertise spans blockchain technology, decentralized finance, and financial infrastructure. Their commitment to creating a fairer financial system is evident in their design of Usual, which combines robust technology with user-centric governance.

Usual Tokenomics

Usual's tokenomics revolve around sustainable growth and value distribution. The $USUAL token is designed to represent long-term value and ownership of the protocol, underpinned by real cash flows. Key aspects of Usual's tokenomics include:

Community-Centric Distribution: 90% of $USUAL tokens are allocated to the community, while only 10% is reserved for team and investors.

Bucket Allocation: Tokens are distributed across various modules (buckets) like liquidity provision, staking rewards, and ecosystem incentives, with allocations governed by the DAO.

Scarcity with Growth: As the protocol grows, the emission rate of $USUAL decreases relative to the total value locked (TVL), enhancing its intrinsic value over time.

Detailed Allocation:

The allocation of $USUAL tokens is strategically designed to balance incentives for contributors, community growth, and ecosystem development. Here's how the tokens are distributed across key areas:

USD0++ (45%): The largest share of $USUAL tokens is allocated to holders of the USD0++ liquid staking token, rewarding them for their role in maintaining the protocol’s stability and growth.

USUALx (10%): This bucket has an immutable right to 10% of all distributed $USUAL tokens, ensuring consistent value for its holders.

*USUAL (10%)**: Similar to USUALx, this bucket is granted a guaranteed 10% of token distributions, protected from changes by governance.

DAO (9.38%): Allocated to the DAO treasury, these tokens fund investments, incentives, and initiatives decided through community governance.

Ecosystem (8.62%): Tokens in this bucket incentivize partnerships and integrations with protocols that can enhance Usual’s ecosystem.

USD0/USD0++ (10.5%): These rewards are distributed to users who contribute liquidity to accepted pools, fostering a strong and stable ecosystem.

USD0/USDC (2.5%): A smaller allocation dedicated to incentivizing liquidity for the USD0/USDC trading pair.

USUAL/USD0 (2%): Supports price discovery and liquidity for the $USUAL/USD0 pair.

Market Makers (2%): Tokens allocated to market makers to aid in price discovery and ensure smooth trading operations.

Is Usual A Good Investment?

Usual presents itself as an innovative player in the DeFi and stablecoin ecosystem, addressing key challenges in transparency, decentralization, and user ownership. Its unique approach of redistributing 100% of protocol revenues and governance to the community through the $USUAL token distinguishes it from traditional stablecoins like Tether and Circle, which centralize profits. The integration of Real-World Assets (RWAs) into its model further positions Usual to capture value in a growing market segment. Additionally, the robust collateralization strategy, avoiding exposure to banking risks, enhances confidence in the protocol's security.

However, as with any emerging project in the decentralized finance space, there are risks to consider. The DeFi market remains volatile, and while Usual’s model offers compelling benefits, it must contend with competition from well-established stablecoin issuers. Furthermore, regulatory scrutiny over fiat-backed stablecoins adds an element of uncertainty that could impact its operations.

For investors seeking exposure to a decentralized and community-driven stablecoin model, Usual offers significant potential. Its emphasis on aligning user incentives with protocol growth, coupled with a governance model that empowers participants, creates a promising foundation for long-term value. Nonetheless, investors should remain cautious and diversify their portfolios, as the evolving nature of the DeFi landscape carries inherent risks.

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